BLOG POSTS
How Does Inflation Affect Your Lifestyle?
Yes, inflation affects everyone. Yet, it affects everyone very differently. Your lifestyle is based on your income and your expenses. Sometimes, people who have a high standard of living but not a high enough income end up borrowing money to make up the difference. When inflation rises, borrowing money becomes very expensive.
The Separation Principle
The separation principle is the idea that monetary policy and lender-of-last-resort functions should be carried out independently. The separation of functions is intended to prevent conflicts of interest. (video)
Quarterly Market Review & 2026 Outlook
The S&P 500 closed 2025 with an impressive 17% gain, underscoring the market’s resilience and strength. That strong finish came despite a challenging start to the year. In this update, we revisit what last year’s swings taught us and look ahead to how broader market participation is shaping the landscape for 2026.
A Steady Framework to Navigate a Turbulent Market
In this update, Jason Ranallo explores how a steady, fact-aware framework can help investors navigate today’s turbulent market. From shifting trade policies to ongoing market turbulence, we talk through headlines and apply a disciplined, long-term perspective designed to keep you focused on what matters most: your financial goals.
Consumer Sentiment and the Stock Market
Consumer sentiment dropped again in March, hitting its lowest level since 2022. When people feel the worst about the economy, markets have often performed well in the 12 months that follow. (podcast)
Market Update: Increased Stock Volatility and the Economy
Market pullbacks can feel unsettling. In this episode, Jason Ranallo discusses the latest market movements, puts them in historical context, and talks through why staying diversified and disciplined is key to long-term success.
Consumer Confidence, Holiday Spending, and Market Trends
Kara shares her insights on consumer behavior, the labor market, and what’s driving today’s market trends. Kara is CIO of Kestra Investment Management, and this episode offers valuable takeaways for navigating the holiday season’s economic and financial dynamics. (podcast)
The Art of Business Valuation & Exit Readiness
In this podcast, M&A attorney Matthew Hartranft shares practical strategies to prepare your business for a successful exit. From understanding your business’s true value to leveraging negotiations, discover actionable insights that maximize outcomes in today’s dynamic market.

